Product	Term	A.P.R.
New Automobiles	12 to 72 months 73 to 84 months	as low as 2.99! as low as 3.49
Used Automobiles	12 to 60 months 61 to 84 months	as low as 2.99! as low as 3.99
NEW Boats, RVs, Motorhomes, Trailers, Airplanes (Title-secured loans)	12 to 60 months 61 to 120 months 121 to 144 months 145 to 180 months	as low as 2.99 as low as 3.49 as low as 3.99 as low as 4.99
USED Boats, RVs, Motorhomes, Trailers, Airplanes (Title-secured loans)	12 to 60 months 61 to 120 months 121 to 144 months 145 to 180 months	as low as 3.99 as low as 4.49 as low as 4.99 as low as 5.99
NEW Motorcycles, ATVs, Jetskis, Tractors, Snowmobiles, etc. (Title-secured loans)	12 to 84 months	as low as 6.49
USED Motorcycles, ATVs, Jetskis, Tractors, Snowmobiles, etc. (Title-secured loans)	12 to 60 months	as low as 7.49
Share-Secured	up to 120 mo. @ 95% max	% over Share Rate 3.00
CD-Secured	up to 120 mo. @ 95% max	% over Cert. Rate 3.00
Signature	up to 60 months	9.50
Home Equity Line of Credit	Maximum CLTV 80%	as low as 5.00

A.P.R. is Annual Percentage Rate. A.P.R. shown requires automatic payment from Animas Credit Union account.

Unless otherwise indicated, rates reflected are for 100% financing and are subject to change.

For 85% financing or lower, please contact a Financial Service Representative for rate and term.

VISA Credit Card Rates
as of April 1, 2012

Product	Effective Date	A.P.R.
VISA Platinum Credit Card	December 01, 2006	8.25
VISA Classic Credit Card	December 01, 2006	10.25

---

Savings & Checking Rates
as of May 1, 2012

Account Name	Min. Balance to Earn Dividends	Rate	A.P.Y.
Primary Tiered Savings, Kid's Club, Holiday Club	under $500 $500 $1,000 $5,000 $10,000 $45,000 $75,000	.01 .05 .10 .15 .25 .349 .499	.01 .05 .10 .15 .25 .35 .50
Individual Retirement Account	n/a	.896	.90
Insurance Savings (Not open to new deposits)	n/a	.499	.50
Interest Checking	n/a	.10	.10
Animas Advantage Checking	n/a	.15	.15
Money Market Checking (Tiered)	under $75,000 $75,000 and above	.15 .499	.15 .50
Business Checking	n/a	.00	.00

The "effective since" date for Savings accounts is May 1, 2012. The "effective since" date for Checking accounts is May 1, 2012.

A.P.Y. is Annual Percentage Yield.

This rate schedule states rates applicable to specified accounts. Dividends are credited to your account and compounded every month. This schedule is incorporated as a part of your account agreement with your Credit Union.

All savings and checking dividend rates and annual percentage yields are subject to change at any time at the discretion of the Board of Directors. Dividends are declared monthly by the Board of Directors.

 

---

CD Dividend Rates
Effective since April 23, 2012

Term	Minimum Balance	Rate	A.P.Y.
6–11 months	$500	.100*	.10
12–17 months	$500	.150*	.15
18–23 months	$500	.200*	.20
24–35 months	$500	.250*	.25
36–47 months	$500	.349*	.35
48–59 months	$500	.598*	.60
60 months	$500	.896*	.90

A.P.Y. is Annual Percentage Yield.

The rates quoted above are accurate and effective for the above accounts as indicated. CD rates remain fixed for the term of the CD. Unless otherwise paid, dividends will be credited to your CD and compounded every month. A penalty may be imposed for withdrawals before maturity.

* Add .05% to CD Dividend Rate for age 50+ OR between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for age 50+ AND between $25,000 and $50,000!

* Add .10% to CD Dividend Rate for OVER $50,000!

* Add .15% to CD Dividend Rate for age 50+ AND over $50,000!

Rates subject to change.

 

 

---

Updated by CT on 4/30/12 at 1:42 p.m.