Animas Credit Union offers a variety of loan products to meet every member's personal borrowing needs. We've been assisting members since 1956 with everything from automobiles to new homes. Loan interest rates are reviewed monthly to ensure they are competitively priced.
All vehicle loans can be pre-approved before shopping and finalizing your purchase. Pre-approvals allow you to shop at your leisure, and are a great tool when negotiating with the dealer.
Please note: All rates and terms are subject to change without prior notice.
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New Vehicles
This loan offers a distinct advantage over dealer financing, with low rates, simple interest and no prepayment penalties. New vehicle loans offer up to 100% financing including tax, license, and warranty to qualified borrowers.
Also of interest: Vehicle Loan Rates | Loan Payment Calculator |
Rebate vs. Finance | Zero Interest Comparison
Used Vehicles
Used vehicle loans now offer competitive terms and rates, making a used vehicle purchase more attractive than ever. Don't use dealer financing, use Animas Credit Union. Check with us for low rates and terms.
Also of interest: Vehicle Loan Rates | Loan Payment Calculator
Recreational Vehicles
Animas Credit Union finances new and used motorhomes, fifth wheels, trailers, campers, boats, watercrafts, and motorcycles. On new RVs, we can offer up to 100% financing of the purchase price.
Also of interest: Vehicle Loan Rates | Loan Payment Calculator
Overdraft Line of Credit
Animas Credit Union's overdraft line of credit loan ties directly to your checking account with Animas. If funds are not available in your checking account, the overdraft transfer deposit works to keep a positive balance in your checking account. It assists members by avoiding NSF fees from the payee and Credit Union return fees. This is a definite benefit for those with busy lives. Once established, this line of credit can be accessed through our Touchtone Teller or Internet Home Banking and transferred to your savings or checking account.
Share & Certificate Loans
These loans enable you to use your savings as collateral. The advantage of these loans are the low interest rates and no credit approval requirement. Up to 95% of your regular share deposit and certificate deposit can be borrowed. It's just another reason why Animas should be your first choice for your loan needs!
Tax Loans
Does tax time have you worrying over your finances? Worry no more with Animas Credit Union's tax loan. Animas Credit Union's 12-month-term tax loan is available every year during tax season.
Holiday Loans
Tired of mounting credit card bills during the holidays? Not enough cash for those holiday expenses? Our Holiday Loan is the answer.
